Paycheck Protection Program (PPP) – Learn More


The funding you need. The experts you want.

To keep Commercial businesses and large nonprofit organizations like yours growing, it’s essential to have right-sized funding in place exactly at the right time. In order to make swift decisions, you need quick answers from business banking experts capable of discussing the true professional impact of your decisions. That’s where our expertise comes and makes a world of difference. Every single business customer at Penn Community Bank is connected to a relationship manager who serves as a point of contact to answer questions and tailor financial advice to your individual needs. We partner with you to work together toward your next “Here We Grow” moment—whether your next milestone involves purchasing equipment, renovating your space, expanding your presence, or investing in your next opportunity.

Get the funds you need to grow your business today. Stop by any branch or call 215.788.1234.

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Business Lines of Credit

Securing a business line of credit gives you quick access to cash with flexible repayment terms. You’re able to withdraw funds as you need them against a predetermined credit limit—rather than receiving one lump sum all at once. With an established business line of credit, you pay interest only on the funds you withdraw. Then, when you repay the funds, they are available for you to borrow again.

Term Loans

Loans with fixed rates and terms can help you acquire machinery, equipment, fixed assets, or refinance existing term debt. Loans are available in varying terms.

PennEdge Business Solutions

As your business grows, its needs change. PennEdge offers the capital you need to keep operations running smoothly. One unique feature of PennEdge is that we do not require you to own real estate to qualify for a business loan or line of credit. Your established business benefits by providing less documentation, obtaining faster approval, and maintaining convenient access to funds with our business checking accounts.

Commercial Real Estate Loans

Work with us to establish financing when you purchase or refinance owner-occupied or non-owner-occupied commercial real estate. Various loan terms are available with amortizations up to 25 years.

Letters of Credit

We offer specific commitments guaranteed by the bank for a third-party beneficiary. Such letters of credit are available only to qualified borrowers.

Construction Loans

Secure financing for your construction projects for various types of commercial projects, including investment properties or owner-occupied commercial buildings and construction of new homes for residential home builders.

Residential Development Loans

If you’re a residential builder or developer, you can work with us to finance your development projects—from single lots to larger sub-divisions.


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