Paycheck Protection Program (PPP) – Learn More

Rates

Rates as of:  March 10, 2021

Residential Fixed Rate Mortgages

(Up to $548,250)

Other rates and terms available

Apply for a Residential Rate Mortgage

Adjustable-Rate Mortgages

(Up to $1,250,000)

All ARMs have a 2/6 Cap and 2.75% Margin

Other rates and terms available
Rates may increase after loan consummation

Apply for an Adjustable-Rate Mortgage

Jumbo-Fixed Rate Mortgages

($548,251 to $1,250,000)*

*Add .375% to above rates for loan amounts of $1,250,001 and above.
Other rates and terms available

Apply for a Jumbo-Rate Mortgage

Jumbo Adjustable-Rate Mortgages

($548,251 to $1,250,000)

All Jumbo ARMs have a 2/6 Cap and 3.00% Margin

Other rates and terms available
Rates may increase after loan consummation

Apply for a Jumbo Adjustable-Rate Mortgage

Bi-Weekly Mortgages

Other rates and terms available

Apply for a Bi-Weekly Mortgage

The displayed Annual Percentage Rate (APR) for loan products shown reflect the lowest interest rate and applicable closing costs. The rate you receive maybe higher, based on credit score, mortgage loan -to-value ratio and other factors. Rates are subject to change at any time, including the same day. Consult a tax advisor for deductibility of interest.

For real time rates, please call 215-504-6590.

NOTE: An example loan of $100,000 at 4.00% for 360 months would have monthly payments of $477.42.  Payment does not include taxes and insurance premiums, where applicable. The APR of 4.012% includes no prepaid finance charge and fees of $139.00.


Home Equity Installment Loan

Home Equity Line of Credit*

*An example loan of $100,000 at 3.125% for 120 months would have monthly interest only payments of $260.42 (Assuming a full draw from the available line and principal is not reduced.)

** Home Equity Lines of Credit- Interest rate is variable, equal to the Wall Street Journal Prime Lending Rate Prime (3.250%) minus 0.125% on loan amounts ranging from $25,000 to $1,000,000. The variable interest rate for lending amounts $10,000 to $24,999 is equal to the Wall Street Journal Prime Lending Rate plus a margin of 1.125%. These rates do not reflect .125% discount for automatic payments from a checking or savings account. The Interest Only line has a balloon payment due at the end of 10 years.

All rates, terms, and conditions are subject to change without notice.

Consult a tax advisor for deductibility of interest.


Personal Checking

Account Interest
Rate
Annual
Percentage Yield
Min Balance
for APY
Crediting
Frequency
50+ .025% .03% $0.00 End Of Month
Interest .025% .03% $500.00 End Of Month
Penn VIP .025% .03% $750.00 End Of Month

Annual percentage yield produced after one full year of compounding. APY rate assumes minimum reinvestment at the same rate for an annual period.These rates are variable and may change at any time without prior notice. Fees may reduce earnings for Personal Checking.

Personal Savings

Account Interest
Rate
Annual
Percentage Yield
Min Balance
for APY
Crediting
Frequency
Common Cents Savings .150% .15% $0.01 End Of Month
.300% .30% $5,000.01 End Of Month
Junior Statement .050% .05% $25.00 End Of Month
Money Market .100% .10% $1,000.00 End Of Month
Statement .050% .05% $100.00 End Of Month
Ultra Money Market .100% .10% $1,000.00 End Of Month
.100% .10% $10,000.00 End Of Month
.200% .20% $25,000.00 End Of Month

Annual percentage yield produced after one full year of compounding.  APY rate assumes minimum reinvestment at the same rate for an annual period. These rates are variable and may change at any time without prior notice.  Fees may reduce earnings for Personal Savings.


Certificates of Deposit

Term Interest
Rate
Annual
Percentage Yield*
Min Balance
for APY
Crediting
Frequency
91 Day Certificate .100% .10% $500.00 At Maturity
6 Month Certificate .100% .10% $500.00 Quarterly
12 Month Certificate .200% .20% $500.00 Quarterly
18 Month Certificate .250% .25% $500.00 Quarterly
24 Month Certificate .250% .25% $500.00 Quarterly
30 Month Certificate .250% .25% $500.00 Quarterly
36 Month Certificate .350% .35% $500.00 Quarterly
48 Month Certificate .400% .40% $500.00 Quarterly
60 Month Certificate .500% .50% $500.00 Quarterly

Annual percentage yield produced after one full year of compounding. APY rate assumes minimum reinvestment at the same rate for an annual period. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal.


Individual Retirement Accounts

Term Interest
Rate
Annual
Percentage Yield*
Min Balance
for APY
Crediting
Frequency
IRA Statement .050% .05% $25.00 End Of Month
12 Month IRA Time Deposit .200% .20% $500.00 Quarterly
18 Month Fixed IRA .250% .25% $500.00 Quarterly
24 Month IRA .250% .25% $500.00 Quarterly
36 Month IRA .350% .35% $500.00 Quarterly
48 Month IRA .400% .40% $500.00 Quarterly
60 Month IRA .500% .50% $500.00 Quarterly

Annual percentage yield produced after one full year of compounding. APY rate assumes minimum reinvestment at the same rate for an annual period. These rates may change at any time without prior notice.  After your CD is opened, the interest rate is fixed for the term. The interest rate on the 18 Month Variable IRA CD can change during the term. A penalty is imposed for early withdrawal. IRAs are subject to the terms and conditions established by the Internal Revenue Service. Please consult your tax advisor on how the IRA rules apply to your personal situation. Offer subject to change without notice.